VA Home Loans

There’s nothing like the feeling of coming home. Our service members know this better than anyone, and that’s why the U.S. government created the VA home loan program in 1944 to give them the comfort of knowing that no matter where their service takes them, their home will always be here.

For many young or first-time homebuyers, it can be difficult to save up for a large down payment or improve their credit score. If that sounds like you, then an FHA home loan might be the perfect option.

Who Is Eligible for VA Home Loans?

VA home loans are designed to help veterans, active-duty military and National Guard members, reservists, and surviving spouses afford the home they deserve. Eligibility varies depending on the length and type of service committed, but the Department of Veterans Affairs is responsible for determining who qualifies. We’ll help you get a certificate of eligibility once we receive your DD-214.

Zero Down Payment

VA home loans make it possible for you to qualify for a mortgage without requiring a down payment or mortgage insurance.

Cash Out Refinancing

You can take money out of your home equity and use it to pay off existing debt, cover tuition costs, or make home improvements with a VA home loan.

Find the right mortgage program for your individual situation

VA Home Loan Overview:

Fixed- and adjustable-rate options

No private mortgage insurance required

Available for new purchases and refinancing

More flexible credit score options than conventional loans

No down payment required on loan amounts below county limits

Low down payment options for loan amounts above county limits

Discounted closing costs

Streamlined refinancing options