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Refinance Your Home | Summit Mortgage Corporation

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Refinance Your Home

We’ve made refinancing simple for all types of homeowners

Overview

If refinancing is something you are considering, start by finding a loan officer. Any of our loan professionals will be happy to offer you a free, no-obligation consultation to help you find the best refinancing option to meet your financial goals.

Rate and term refinance (no cash out is allowed)

This type of refinance changes the rate or term of your mortgage.

You can use this option to move to a shorter-term loan, lower your interest rate, or both in some cases.

For example, if you purchased our loan 4 years ago, with a 30-year mortgage, under standard repayment you will have 26 years remaining before your mortgage is paid off. With our rate and term refinance, you can switch to a 20-year or 15-year term and pay off your mortgage much faster. This decision will save you thousands of dollars in interest payments.

Cash-out refinance (cash out is allowed)

A cash-out refinance taps into your equity so that you can take money out to:

  • Pay off tax liens
  • Consolidate debt
  • Pay tuition
  • Combine a first and second mortgage
  • Finance a large purchase
  • Make home improvements

Find the right mortgage program for your individual situation

What to Consider

There are many things to consider when you are looking to refinance your mortgage.

Lower Your Interest Rate

Remove PMI from your FHA Loan

Lower your monthly payment*

Pay off your mortgage faster

Pay off higher-interest debt by using your equity to get cash

Convert your adjustable-rate mortgage to a fixed rate.

*Refinancing may increase your total financing charges over the life of the loan

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WordPress database error: [Database is limited]
INSERT INTO `epo_sgs_log_visitors` (`ip`) VALUES ('3.239.2.192')

WordPress database error: [Database is limited]
INSERT INTO `epo_sgs_log_events` (`visitor_id`, `ts`, `activity`, `description`, `ip`, `hostname`, `code`, `object_id`, `type`, `action`, `visitor_type`) VALUES (0, 1701259197, '/refinance-your-home/', '/refinance-your-home/', '3.239.2.192', 'ec2-3-239-2-192.compute-1.amazonaws.com', 200, '0', 'unknown', 'visit', 'Human')